| 20080722 | 22/07/2008 | News Views Letters: FSA has no right to advise on structures | John Harrington | 21 | Financial Services Authority (FSA), co-operative democracy, Herbert Daybell | 
              
          | 20080722 | 22/07/2008 | News Views Letters: No reason for dual society memberships | Ken Nolan | 21 | co-operative dual memberships, co-operative democracy, Herbert Daybell | 
              
          | 20090203 | 03/02/2009 | News Views Letters: Using member capital is the way forward | Barry Cawdron | 23 | member capital, Herbert Daybell, corporate bonds (co-operative societies) | 
              
          | 20090203 | 03/02/2009 | News Views Letters: Using member capital is the way forward | David Smith | 23 | 'customers who care' programme (CFS), Herbert Daybell, member capital |